This program is on a waitlist. New applications may not be accepted until funding opens up again.
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Get Matched Free →Habitat for Humanity of Durham Homeownership
Funding status: Waitlist
How much assistance
Affordable below-market mortgage (Habitat builds or rehabilitates homes and sells at affordable prices with zero-interest mortgages)
Not forgivable — affordable monthly mortgage payments required. Buyers must be able to afford 70% of the appraised value.
Eligibility
- Income limits: Income limits apply but specific AMI threshold not published. Program targets low-to-moderate income families.
- First-time buyer required: Yes — Must not have owned property in the past 3 years.
- Geographic restrictions: Must have lived or worked in Durham County for at least 1 year.
- Homebuyer education required: Yes
How to Apply for Habitat for Humanity of Durham Homeownership
Step 1: Attend a Habitat Durham homebuyer information session. Step 2: Submit an application when the waitlist opens. Step 3: Complete 250 hours of sweat equity (construction, volunteering). Step 4: Complete financial literacy and homebuyer education courses. Step 5: Family selection committee evaluates applications based on need, willingness to partner, and ability to repay.
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