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Heartland Credit Union First-Time Homebuyer Grant

Administered by:
Heartland Credit Union (via FHLBank Topeka)
· Nonprofit · Grant
Funding status: Active

How much assistance

Up to $15,000 for down payment, closing costs, and purchase-related repairs
Forgivable grant funded through FHLBank Topeka's Homeownership Set-Aside Program when paired with a Heartland Credit Union first mortgage.

Eligibility

  • Income limits: Limited to first-time homebuyers with very low, low, and moderate incomes (income limits tied to area median income).
  • First-time buyer required: Yes — First-time buyer required (no homeownership in the prior three years).
  • Geographic restrictions: Available through Heartland Credit Union branches in Hutchinson, Haven, Hays, Ness City, Newton, and Wichita, Kansas.
  • Homebuyer education required: Yes

How to Apply for Heartland Credit Union First-Time Homebuyer Grant

Contact a Heartland Credit Union branch to apply. Annual application rounds typically open in early March on a first-come, first-served basis until funds are exhausted. Membership in the credit union and a qualifying Heartland first mortgage are required.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)