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Get Matched Free →Heartland Credit Union First-Time Homebuyer Grant
Funding status: Active
How much assistance
Up to $15,000 for down payment, closing costs, and purchase-related repairs
Forgivable grant funded through FHLBank Topeka's Homeownership Set-Aside Program when paired with a Heartland Credit Union first mortgage.
Eligibility
- Income limits: Limited to first-time homebuyers with very low, low, and moderate incomes (income limits tied to area median income).
- First-time buyer required: Yes — First-time buyer required (no homeownership in the prior three years).
- Geographic restrictions: Available through Heartland Credit Union branches in Hutchinson, Haven, Hays, Ness City, Newton, and Wichita, Kansas.
- Homebuyer education required: Yes
How to Apply for Heartland Credit Union First-Time Homebuyer Grant
Step 1: Contact a Heartland Credit Union branch to apply. Annual application rounds typically open in early March on a first-come, first-served basis until funds are exhausted. Membership in the credit union and a qualifying Heartland first mortgage are required.
Notes
Funded through FHLBank Topeka's Homeownership Set-Aside Program (HSP) and HOPE TurnKey suite. Verify current funding round opening date with Heartland Credit Union.