House Concord Down Payment Assistance Program

Administered by: City of Concord Business and Neighborhood Services Division · City · Forgivable Loan

Funding status: Active

How much assistance

Up to $10,000 (Forgivable Loan)

Forgivable loan. Details on forgiveness period available through the City of Concord.

Eligibility

  • Income limits: Annual income may not exceed 80% of area median income (AMI) for the Concord area
  • Purchase price limit: $332,000
  • First-time buyer required: Yes — Must be a first-time homebuyer.
  • Geographic restrictions: Must purchase a home within Concord city limits. Property must be a single-family home or manufactured home.
  • Homebuyer education required: Yes

How to Apply for House Concord Down Payment Assistance Program

Step 1: Complete an 8-hour homebuyer education workshop through a HUD-certified agency or counselor such as HOMEteam (866-701-9097). Contribute a minimum of $1,000 toward the purchase price. Contact the City of Concord Business and Neighborhood Services Division for application details.

Visit program website

Notes

Funded through HOME Investment Partnership Funds from HUD. FY 2025-2026 maximum subsidy is $10,000. Purchase price limit is $332,000 for existing homes or $350,000 for new construction. Concord is listed as a targeted community for NH Housing programs.

Cities Where This Program Is Available