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Get Matched Free →Kansas City Community Land Trust Homeownership Program
Funding status: Active
How much assistance
Homes are typically sold at approximately 20% below market value through a shared-equity community land trust model. The homeowner owns the house; KCCLT retains ownership of the land and leases it through a long-term, low-cost ground lease.
The affordability subsidy is preserved long-term through a resale formula in the ground lease, keeping the home affordable for future income-qualified buyers.
Eligibility
- Income limits: Household income must be at or below 80% of Area Median Income. Example thresholds previously listed by KCCLT: $57,750 (1 person), $66,000 (2), $74,250 (3), $82,500 (4), $89,100 (5). Verify current limits with KCCLT.
- First-time buyer required: No
- Geographic restrictions: Homes must be KCCLT properties located in Kansas City, Missouri.
- Homebuyer education required: Yes
How to Apply for Kansas City Community Land Trust Homeownership Program
- Review available KCCLT homes and confirm you meet the 80% AMI income threshold.
- Complete a HUD-approved homebuyer education course.
- Get pre-approved with a CLT-experienced lender.
- Submit an application to KCCLT and go through the selection process.
- If selected, sign the ground lease and close on the home.
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