See programs you qualify for
Get Matched Free →NDHFA Down Payment & Closing Cost Assistance (DCA)
Funding status: Active
How much assistance
Up to 3% of the loan amount or $3,000, whichever is greater
Repaid when the home is sold, refinanced, or no longer the primary residence.
Eligibility
- Income limits: Income limits vary by county and household size. Targeted to low-income first-time buyers.
- Purchase price limit: $294,600
- First-time buyer required: Yes — Must not have owned a primary residence in the past 3 years.
- Credit score minimum: 640
- Geographic restrictions: Property must be located in North Dakota.
- Homebuyer education required: Yes
How to Apply for NDHFA Down Payment & Closing Cost Assistance (DCA)
Must be paired with an NDHFA FirstHome first mortgage. Apply through a participating lender, complete homebuyer education, and contribute at least $500 from your own funds.
Free eligibility check
See every program you may qualify for
How soon are you looking to buy?
Question 1 of 6
housebuyerguides