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Get Matched Free →NH Housing Home Start Homebuyer Tax Credit (MCC)
Funding status: Active
How much assistance
Up to $2,000 per year in federal tax credits
Tax credit continues for the life of the original mortgage. Provides a direct dollar-for-dollar reduction in federal income taxes equal to 10-50% of mortgage interest paid annually.
Eligibility
- Income limits: Must meet income and purchase price limits (varies by municipality)
- First-time buyer required: Yes — Must not have had an ownership interest in a principal residence at any time in the previous 3 years, unless purchasing in a targeted area.
- Geographic restrictions: Must purchase a single-unit home in New Hampshire as primary residence.
- Homebuyer education required: Yes
How to Apply for NH Housing Home Start Homebuyer Tax Credit (MCC)
Reserve the credit through a New Hampshire Housing Approved Lender before purchasing the home. Complete homebuyer education and provide certificate of completion to lender before closing.
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