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Springfield Housing Authority Homeownership Program

Administered by: Springfield Housing Authority · City · Silent Second Mortgage

Funding status: Active

How much assistance

Monthly Housing Assistance Payment (HAP) toward mortgage through Housing Choice Voucher conversion (Silent Second Mortgage)

HAP subsidy continues as long as family remains eligible and complies with program rules.

Eligibility

  • Income limits: Must be a current Springfield Housing Authority Housing Choice Voucher holder in good standing.
  • First-time buyer required: Yes — Has not owned a home in the past 3 years.
  • Geographic restrictions: Home must be located in the Springfield Housing Authority jurisdiction and meet HQS inspection standards.
  • Homebuyer education required: Yes

How to Apply for Springfield Housing Authority Homeownership Program

Step 1: Contact Springfield Housing Authority to confirm eligibility. Must be in compliance with current HCV lease. Complete pre- and post-purchase homebuyer education.

Visit program website

Notes

Converts Housing Choice Voucher rental subsidy into mortgage assistance. Confirm current eligibility requirements with SHA directly.

Cities Where This Program Is Available