See programs you qualify for
Get Matched Free →SPHA Homeownership Program (HOP)
Funding status: Active
How much assistance
Housing Choice Voucher subsidy applied toward monthly mortgage instead of rent
Voucher assistance continues as long as the family remains eligible and meets program requirements.
Eligibility
- Income limits: Must meet Housing Choice Voucher (Section 8) income eligibility. Employment income requirement applies (except elderly and disabled families).
- First-time buyer required: Yes — Must be a first-time homeowner.
- Geographic restrictions: Must have an SPHA-issued Housing Choice Voucher for at least one year.
- Homebuyer education required: Yes
How to Apply for SPHA Homeownership Program (HOP)
Must hold an SPHA Housing Choice Voucher for at least one year. Complete the pre-assistance homeownership and housing counseling program required by SPHA. Seek financing from the lender of your choice. SPHA partners with local banks, realtors, lenders, and mortgage brokers. Partnership with Habitat for Humanity allows enrollment in both programs simultaneously.
Free eligibility check
See every program you may qualify for
How soon are you looking to buy?
Question 1 of 6
housebuyerguides