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Get Matched Free →City of Springfield Down Payment Assistance
Funding status: Active
How much assistance
Up to $9,000
10-year no-interest deferred loan. Loan must be repaid if the home is sold, transferred, or no longer owner-occupied within the term.
Eligibility
- Income limits: Household income at or below 80% of Springfield Area Median Income (AMI)
- Purchase price limit: $214,000
- First-time buyer required: Yes — First-time homebuyer, displaced homemaker, or single parent.
- Geographic restrictions: Home must be located within the City of Springfield limits.
- Homebuyer education required: Yes
How to Apply for City of Springfield Down Payment Assistance
- Contact the City of Springfield Department of Planning & Development to confirm current funding availability.
- Complete a HUD-approved homebuyer education course (Consumer Credit Counseling Services of Springfield is a local option).
- Verify your household income is at or below 80% AMI and that your target home is within city limits and priced at $214,000 or less.
- Get pre-approved with a participating lender.
- Submit your DPA application through the City and close on your home as your primary residence.
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