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Get Matched Free →Thurston Housing Land Trust Homeownership
Funding status: Active
How much assistance
Homes typically priced 30%-50% below market through community land trust model; subsidy value varies by property (Repayable Loan)
Long-term affordability preserved through 99-year ground lease and resale formula
Eligibility
- Income limits: Most homes restricted to households at or below 80% of Thurston County AMI; some homes available to higher incomes that still cannot afford market-rate
- First-time buyer required: No
- Credit score minimum: 680
- Geographic restrictions: Must live or work in Thurston County
- Homebuyer education required: Yes
How to Apply for Thurston Housing Land Trust Homeownership
Step 1: Review available homes on the THLT website, attend a homeownership orientation, and submit application materials. Buyers must demonstrate steady two-year income history, satisfactory credit (typically 680, 700 preferred), and modest consumer debt.
Notes
Founded in 2018 to provide permanently affordable homeownership in Thurston County via community land trust model.