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Get Matched Free →City of Wentzville Down Payment Assistance Program
Funding status: Active
How much assistance
Up to $10,000 zero-interest loan recorded as a second mortgage for down payment and/or closing cost assistance.
Loan is recorded as a subordinate (second) lien at closing. According to the City of Wentzville, the loan must be repaid upon future sale of the property. Verify current forgiveness terms directly with the City of Wentzville or an approved housing counseling agency before closing — some sources describe the loan as partially forgivable after a residency period.
Eligibility
- Income limits: Low- to moderate-income first-time homebuyers (at or below 80% of the St. Louis MSA Area Median Income). Confirm current HUD income limits with the City of Wentzville or an approved counseling agency.
- First-time buyer required: Yes — Applicant must not have owned a primary residence in the past three years.
- Geographic restrictions: Property must be located within the City of Wentzville city limits.
- Homebuyer education required: Yes
How to Apply for City of Wentzville Down Payment Assistance Program
Applicants must apply through one of the housing counseling agencies designated by the City of Wentzville (typically Beyond Housing, CAASTLC, or The Housing Partnership). Contact the Wentzville Community Development Department to request current application materials and the list of approved counseling agencies, then complete homebuyer education and one-on-one counseling before submitting your application package.
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