See programs you qualify for

Get Matched Free →

Winnebago Homebuyer Program

Administered by: Winnebago Homebuyer Program · County · Zero-Interest Loan

Funding status: Active

How much assistance

0% interest down payment financing (amount varies by program year and funding) (Zero-Interest Loan)

0% interest. Specific repayment or forgiveness terms vary by program year. Contact the program for current terms.

Eligibility

  • Income limits: Qualified low- and moderate-income (LMI) homebuyers. Income limits follow HUD AMI guidelines for Winnebago County.
  • First-time buyer required: No
  • Geographic restrictions: Qualified home must be located within Winnebago County, Illinois.
  • Homebuyer education required: Yes

How to Apply for Winnebago Homebuyer Program

Step 1: Visit winnebagohomebuyer.org and complete the program's pre-qualification process. Complete homebuyer education and any required counseling. Work with a participating lender.

Notes

Partnership program serving Winnebago County LMI buyers. Pairs well with IHDA and Rockford city DPA for stackable assistance.

Cities Where This Program Is Available