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Get Matched Free →WVHDF Homeownership Program
Funding status: Active
How much assistance
Up to $10,000 in down payment and closing cost assistance via the Low Down Home Loan; 30-year fixed-rate mortgage financing up to 100% of purchase price
The Low Down Home Loan is a 15-year second mortgage at 2% interest that must be repaid. It is not forgivable.
Eligibility
- Income limits: Varies by county; income and house price limits set annually by WVHDF
- First-time buyer required: Yes — Must be a first-time homebuyer (have not owned a home in the past 3 years).
- Geographic restrictions: Property must be located in West Virginia.
- Homebuyer education required: Yes
How to Apply for WVHDF Homeownership Program
Contact a WVHDF Loan Originator at 800-933-8511 or apply through a WVHDF-approved lending partner. Complete required homebuyer education prior to closing.
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