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Get Matched Free →Onondaga County Homeownership Program
Funding status: Active
How much assistance
Subsidized purchase price on rehabilitated homes plus up to $4,000 in closing cost assistance
Deferred loan assistance within the City of Syracuse; low-interest loans outside the city.
Eligibility
- Income limits: At or below 80% of Area Median Income (AMI) for Onondaga County, adjusted for family size
- Purchase price limit: $110,000
- First-time buyer required: Yes — Must not have owned a home in the past 3 years per HUD definition.
- Geographic restrictions: Closing cost assistance available in Onondaga, Oswego, Cayuga, Cortland, Madison, and Jefferson counties. Subsidized homes located in Onondaga County.
- Homebuyer education required: Yes
How to Apply for Onondaga County Homeownership Program
Step 1: Complete the Homebuyer Education Orientation and Class. Step 2: Find a mortgage lender and get pre-approved. Step 3: Work with the Onondaga County Community Development Division to identify available homes or apply for closing cost assistance. Contact the division for current availability.