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Andover Community Trust Homebuyer Program

Administered by:

Andover Community Trust (ACT)
· Nonprofit · Deferred Loan

Funding status: Active

How much assistance

Subsidized purchase price on permanently affordable homes; subsidy varies by home and household

Permanent affordability is preserved through the community land trust ground lease. Owners build equity but agree to a resale formula that keeps the home affordable for future buyers.

Eligibility

  • Income limits:
    At or below 80% Area Median Income (AMI)
  • First-time buyer required: No
  • Geographic restrictions:
    Available only on Andover Community Trust homes located in the City of Andover, Minnesota.
  • Homebuyer education required: Yes

How to Apply for Andover Community Trust Homebuyer Program

Step 1: Visit andoverclt.org to view available homes, complete the buyer interest form, and begin the application process. Buyers must meet income and homebuyer education requirements and use a CLT-experienced lender.

Notes

Andover Community Trust uses the community land trust (CLT) model. Verify current home availability, household income limits by family size, and lender list with ACT at andoverclt.org.

Cities Where This Program Is Available