Arcadia-DeSoto County Habitat for Humanity Homeownership
Funding status: Active
How much assistance
Affordable home with below-market financing (Zero-Interest Loan)
Affordable mortgage structured based on household income.
Eligibility
- Income limits: Must meet Habitat for Humanity income guidelines for low-income families.
- First-time buyer required: No
- Geographic restrictions: Must reside in DeSoto County, MS.
- Homebuyer education required: Yes
How to Apply for Arcadia-DeSoto County Habitat for Humanity Homeownership
Step 1: Contact Arcadia-DeSoto County Habitat for Humanity to apply. Applicants are selected based on level of need, willingness to partner with Habitat, and ability to repay an affordable mortgage. Pre-purchase homebuyer education workshops are provided as part of the program.
Notes
Operating since 2000. Has completed 31 homes for low-income families in DeSoto County. Provides homebuyer education workshops covering budgeting, credit repair, housing rights, and financial planning based on HUD guidelines.