At Home in Youngstown Homebuyer Assistance

Administered by: City of Youngstown Community Development Division · City · Forgivable Loan

Funding status: Active

How much assistance

Up to $10,000 for down payment and closing costs, plus up to $15,000 for energy efficiency upgrades (Forgivable Loan)

Forgivable after 5 years of owner-occupancy.

Eligibility

  • First-time buyer required: No
  • Geographic restrictions: Must purchase within City of Youngstown limits.
  • Homebuyer education required: Yes

How to Apply for At Home in Youngstown Homebuyer Assistance

Step 1: Contact Catholic Charities Regional Agency at 330-744-3320 to begin the application process.

Step 2: Complete the required homebuyer education course through Catholic Charities.

Step 3: Work with a counselor to identify an eligible property within Youngstown city limits.

Step 4: Submit your application with all required documentation.

Visit program website

Notes

Funded by $5 million in American Rescue Plan Act (ARPA) funds. Has assisted 116 families with $1.15 million in assistance as of 2025. Energy efficiency upgrades include doors, windows, insulation, HVAC, and water heaters.

Cities Where This Program Is Available