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Battle Creek Area Habitat for Humanity Homeownership Program

Administered by: Battle Creek Area Habitat for Humanity · Nonprofit · Repayable Loan

Funding status: Active

How much assistance

Affordable mortgage with below-market terms (Repayable Loan)

Eligibility

  • Income limits: Household income between 30% and 80% of Area Median Income
  • First-time buyer required: Yes — Must be a first-time homebuyer.
  • Credit score minimum: 640
  • Geographic restrictions: Calhoun County, Michigan.
  • Homebuyer education required: Yes

How to Apply for Battle Creek Area Habitat for Humanity Homeownership Program

Step 1: Apply online at habitatbc.org. Meet with financial counselors through Habitat Michigan. Complete 200 hours of sweat equity (individuals) or 400 hours (families). Process may take one month to two years.

Visit program website

Notes

Families purchasing Habitat homes take out a bank loan. Sweat equity hours can include hours contributed by volunteers recruited by the buyer.

Cities Where This Program Is Available