See programs you qualify for
Get Matched Free →Beyond Housing Down Payment Assistance
Funding status: Active
How much assistance
Up to $10,000 (Forgivable Loan)
0% interest, forgiven in full after 5 years of owner-occupancy.
Eligibility
- Income limits: At or below 80% Area Median Income (AMI); qualification depends on household size and location
- First-time buyer required: No
- Geographic restrictions: Serves City of St. Louis, St. Louis County, St. Charles County, Jefferson County, and the cities of O'Fallon and Florissant.
- Homebuyer education required: Yes
How to Apply for Beyond Housing Down Payment Assistance
Step 1: 1. Attend Beyond Housing's free weekly virtual homebuyer orientation. 2. Complete the required HUD-approved homebuyer education (required at least 10 days before closing). 3. Work with a HUD-certified housing counselor on credit, budget, and loan readiness. 4. Get pre-approved with a participating lender. 5. Submit your DPA application with Beyond Housing and identify a qualifying home.
Notes
Buyer must contribute at least $1,000 of their own funds toward the purchase. Largest HUD-approved housing counseling agency in the St. Louis metro.