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Beyond Housing Down Payment Assistance

Administered by:
Beyond Housing (NeighborWorks affiliate)
· Nonprofit · Forgivable Loan
Funding status: Active

How much assistance

Up to $10,000
0% interest, forgiven in full after 5 years of owner-occupancy.

Eligibility

  • Income limits: At or below 80% Area Median Income (AMI); qualification depends on household size and location
  • First-time buyer required: No
  • Geographic restrictions: Serves City of St. Louis, St. Louis County, St. Charles County, Jefferson County, and the cities of O'Fallon and Florissant.
  • Homebuyer education required: Yes

How to Apply for Beyond Housing Down Payment Assistance

  1. Attend Beyond Housing's free weekly virtual homebuyer orientation.
  1. Complete the required HUD-approved homebuyer education (required at least 10 days before closing).
  1. Work with a HUD-certified housing counselor on credit, budget, and loan readiness.
  1. Get pre-approved with a participating lender.
  1. Submit your DPA application with Beyond Housing and identify a qualifying home.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (7 cities across 1 state)