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Get Matched Free →Blaine City Down Payment Assistance Loan
Funding status: Active
How much assistance
Up to $10,000 for current Blaine residents or employees; up to $5,000 for all other first-time homebuyers
Deferred for 30 years; loan due upon sale, refinance, or when the property ceases to be the borrower's primary residence.
Eligibility
- Income limits: Income limits apply; verify current limits with CEE before applying
- Purchase price limit: $450,000
- First-time buyer required: Yes — A buyer who has not owned a home in the previous three years.
- Geographic restrictions: Property must be located in the City of Blaine and used as the buyer's primary residence.
- Homebuyer education required: Yes
How to Apply for Blaine City Down Payment Assistance Loan
Step 1: Confirm income eligibility and first-time-buyer status with the Center for Energy and Environment (CEE) at mncee.org/blaine-down-payment-assistance-loan. Step 2: Complete a HUD-approved homebuyer education course. Step 3: Apply through CEE; current Blaine residents and employees qualify for up to $10,000, all other first-time buyers up to $5,000. Step 4: Contribute at least 1% of the purchase price from your own funds. Step 5: Get pre-approved with a lender willing to accept a subordinate deferred loan. Step 6: Find an eligible property in Blaine within the $450,000 purchase price limit and close.
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