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Bloomington HRA Rental Homes for Future Homebuyers Program

Administered by:

City of Bloomington Housing and Redevelopment Authority
· City · Deferred Loan

Funding status: Active

How much assistance

A portion of monthly rent is escrowed for the future down payment over a 5-year period

Rent-to-buy structure. Renter accumulates an escrowed down payment over a 5-year track and uses it to purchase a home at the end of the term.

Eligibility

  • Income limits:
    Income limits set by the Bloomington HRA based on household size.
  • First-time buyer required: Yes
    A buyer who has not had ownership interest in a principal residence in the last 3 years.
  • Geographic restrictions:
    HRA-owned 3-bedroom single-family homes located throughout Bloomington.
  • Homebuyer education required: Yes

How to Apply for Bloomington HRA Rental Homes for Future Homebuyers Program

Step 1: Apply through the Bloomington HRA at 952-563-8937 or HRA@bloomingtonmn.gov. Households move into an HRA-owned single-family rental, complete homebuyer education and counseling, and accumulate down payment savings over 5 years.

Notes

Best fit for renters who need time to build savings and credit. Three-bedroom homes only; subject to inventory.

Cities Where This Program Is Available