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Get Matched Free →City of Bloomington Homebuyer Mortgage Assistance (HMA)
Funding status: Active
How much assistance
Up to $10,500
0% interest, no monthly payments; forgivable after continued owner-occupancy. Current cohort forgiveness runs through January 1, 2027 — confirm active terms with the City.
Eligibility
- Income limits: Income-eligible households — confirm current limits with the City of Bloomington.
- First-time buyer required: No
- Geographic restrictions: Single-family (attached or detached), townhome, or condominium located within City of Bloomington, IL city limits. Must occupy as primary residence within 30 days of closing.
- Homebuyer education required: Yes
How to Apply for City of Bloomington Homebuyer Mortgage Assistance (HMA)
Contact the City of Bloomington Community Impact and Enhancement Department to confirm current funding and apply. Complete HUD-approved homebuyer education and work with an IHDA-participating lender if layering state assistance.
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