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Get Matched Free →Cape Area Habitat for Humanity Homeownership Program
How much assistance
Eligibility
- Income limits: Typically 30%-80% of Area Median Income (AMI) for Cape Girardeau County. Exact household-size brackets are set by Cape Area Habitat and updated periodically.
- First-time buyer required: No
- Geographic restrictions: Serves Cape Girardeau County, MO. Homes are built or rehabbed by Cape Area Habitat and sold only to approved partner families. Not a down payment assistance program for homes on the open market.
- Homebuyer education required: Yes
How to Apply for Cape Area Habitat for Humanity Homeownership Program
Step 1: Visit capeareahabitat.org or call the Cape Area affiliate to confirm whether they are currently accepting new homeownership applications.
Step 2: Attend an informational meeting or orientation if required.
Step 3: Submit a full application documenting household income, current housing conditions, and credit history.
Step 4: If pre-qualified, complete an in-home interview with the Family Selection Committee.
Step 5: Once selected, complete required sweat equity hours (typically 200-500 hours, building your own home and/or other Habitat homes) and complete homebuyer education.
Step 6: Close on your Habitat home with an affordable mortgage held by the Cape Area affiliate.
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