CCHC Community Land Trust

Administered by: Church Community Housing Corporation · Nonprofit · Deferred Loan

Funding status: Active

How much assistance

Below-market home prices (buyer purchases improvements, CCHC retains land ownership) (Deferred Loan)

Homeowner holds a 99-year ground lease. Resale price restrictions ensure long-term affordability.

Eligibility

  • Income limits: Low to moderate income (up to 80% AMI)
  • First-time buyer required: Yes
  • Geographic restrictions: Newport County, RI
  • Homebuyer education required: Yes

How to Apply for CCHC Community Land Trust

Step 1: Contact CCHC at 401-846-5114 ext. 111 or email homebuyers@cchcnewport.org. Applicants must complete homebuyer education and meet income qualifications.

Visit program website

Notes

Rhode Island's first community land trust, established 1993. Over 104 homes built or acquired. Buyers purchase the home improvements while CCHC retains ownership of the land under a 99-year ground lease, keeping homes permanently affordable. Classified as Deferred Loan for database purposes; actual structure is a community land trust model.

Cities Where This Program Is Available