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Get Matched Free →Cedar Valley Habitat for Humanity Homeownership Program
Funding status: Active
How much assistance
Full home purchase — zero-interest mortgage
30-year zero-interest mortgage. Monthly payments set at approximately 30% of household gross income.
Eligibility
- Income limits: Between 30% and 60% of Linn County Area Median Income.
- First-time buyer required: No
- Geographic restrictions: Serves Linn and Benton counties, Iowa. Homes built or rehabilitated by Habitat volunteers.
- Homebuyer education required: Yes
How to Apply for Cedar Valley Habitat for Humanity Homeownership Program
Call Cedar Valley Habitat for Humanity at 319-366-4485 or visit cedarvalleyhabitat.org to request an application packet.
Attend a mandatory Habitat orientation session.
Submit the application with household income documentation, current housing conditions, and willingness-to-partner statement.
Complete a home visit interview with Habitat staff and volunteers.
If approved, begin sweat-equity hours and homebuyer education.
Work with Habitat to identify your home (either newly built or rehabilitated).
Close on the zero-interest mortgage with Habitat.
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