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Get Matched Free →CHA Choose to Own (CTO) Homeownership Program
Funding status: Active
How much assistance
Monthly Housing Assistance Payment (HAP) toward mortgage for up to 15 years (30 years for elderly/disabled)
Monthly mortgage subsidy continues as long as family remains eligible and complies with program rules.
Eligibility
- Income limits: Must be a CHA Housing Choice Voucher holder or Public Housing resident for at least 1 year.
- First-time buyer required: Yes — Has not owned a home in the past 3 years.
- Geographic restrictions: Home must be located in the Chicago area and meet CHA inspection standards.
- Homebuyer education required: Yes
How to Apply for CHA Choose to Own (CTO) Homeownership Program
Contact CHA to confirm eligibility. Must have 1 year of good credit history. Working families need ,000 in savings; elderly/disabled need ,000. Complete pre- and post-purchase homebuyer education.
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