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CHAC Down Payment Assistance Program

Administered by:

Colorado Housing Assistance Corporation (CHAC)
· State · Deferred Loan

Funding status: Active

How much assistance

Low-interest, flexible second mortgage for down payment and closing costs

Low-interest second mortgage; terms vary by program tier and borrower profile.

Eligibility

  • Income limits:
    Low- to moderate-income households (limits vary). Verify current limits with CHAC.
  • First-time buyer required: Yes —
    Must not have owned a home in the previous three years. Legal residents only.
  • Geographic restrictions:
    Statewide Colorado.
  • Homebuyer education required: Yes

How to Apply for CHAC Down Payment Assistance Program

Contact CHAC at 303-572-9445 to begin pre-purchase counseling and apply. Minimum borrower contribution of $1,000 required. Income and asset disclosure required.

Notes

Statewide nonprofit DPA provider. Often paired with CHFA or other first mortgage programs.

Cities Where This Program Is Available (9 citys across 1 state)

Colorado (9 citys)

Available Statewide In