See programs you qualify for

City of Chula Vista First-Time Homebuyer Program

By Tyler Thompson · Licensed Real Estate Agent

Administered by:

City of Chula Vista (administered by San Diego Housing Commission)

· City · Deferred Loan

Funding status: Active

How much assistance

Deferred loan up to 22% of the purchase price, max $120,000, for down payment and closing costs

3% simple interest, no monthly payments. Principal and interest due at 30 years, or earlier on sale, title transfer or renting the home.

Income limits: Up to 80% of San Diego County AMI.
Purchase price limit: $807,500
First-time buyer required: Yes — No ownership interest over 1/12th in residential property in the past three years; applies to spouses and other future residents too.
Geographic restrictions: Within City of Chula Vista limits. Buyer contributes at least 3% of the price.
Homebuyer education required: Yes