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City of Aurora Down Payment Assistance Program

Administered by:
City of Aurora Community Development
· City · Deferred Loan
Funding status: Active

How much assistance

Between 4% and 10% of the purchase price
Silent second loan with no monthly payments. Repayment is required only when the homeowner sells the property, refinances, or pays off the primary mortgage.

Eligibility

  • Income limits: Up to 120% of Area Median Income. For a family of four across the three counties Aurora occupies, that is approximately $168,120 in 2026.
  • First-time buyer required: No
  • Geographic restrictions: Property must be located within the city of Aurora. Home must be primary residence.
  • Homebuyer education required: Yes

How to Apply for City of Aurora Down Payment Assistance Program

Contact the City of Aurora Community Development team at 303-739-7900 or via the program email listed at auroragov.org. Complete a homebuyer education course and apply with a participating lender.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)