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City of Aurora Down Payment Assistance Program

Administered by:

City of Aurora Community Development
· City · Deferred Loan

Funding status: Active

How much assistance

Between 4% and 10% of the purchase price

Silent second loan with no monthly payments. Repayment is required only when the homeowner sells the property, refinances, or pays off the primary mortgage.

Eligibility

  • Income limits:
    Up to 120% of Area Median Income. For a family of four across the three counties Aurora occupies, that is approximately $168,120 in 2026.
  • First-time buyer required: No
  • Geographic restrictions:
    Property must be located within the city of Aurora. Home must be primary residence.
  • Homebuyer education required: Yes

How to Apply for City of Aurora Down Payment Assistance Program

Contact the City of Aurora Community Development team at 303-739-7900 or via the program email listed at auroragov.org. Complete a homebuyer education course and apply with a participating lender.

Notes

Funded by a $720,000 grant from the Colorado Department of Local Affairs. Available through October 31, 2026 or until funds are exhausted. Verify funding availability before going under contract.

Cities Where This Program Is Available (1 city across 1 state)