City of Dover Homeownership Down Payment Assistance Program

Administered by: City of Dover Community Development Office · City · Deferred Loan

Funding status: Active

How much assistance

Up to $20,000 (Deferred Loan)

Zero percent interest second mortgage lien on the property. If within 10 years the property is sold, transferred, or ceases to be the borrower's principal residence, the loan becomes due and payable.

Eligibility

  • Income limits: Must meet income eligibility requirements (typically at or below 80% AMI for CDBG-funded programs)
  • First-time buyer required: Yes — Must be a first-time homebuyer.
  • Geographic restrictions: Must purchase a property within the City of Dover. Property must be primary residence.
  • Homebuyer education required: Yes

How to Apply for City of Dover Homeownership Down Payment Assistance Program

Step 1: Contact the City of Dover Community Development Office to apply. Complete homebuyer education as required. Assistance is applied at closing toward down payment and settlement costs.

Visit program website

Notes

Funded through Community Development Block Grant (CDBG) from HUD. Program guidelines originally established 2019. Verify current income limits and program availability with Dover Community Development Office.

Cities Where This Program Is Available