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City of Hattiesburg Down Payment Assistance

Administered by:

City of Hattiesburg Community Development

· City · Forgivable Loan

Funding status: Active

How much assistance

Up to $20,000

Forgivable over a set period if buyer maintains the home as a primary residence

Income limits: Must meet HOME income limits (varies by household size)
First-time buyer required: Yes — Has not owned a home in the past 3 years
Geographic restrictions: Property must be located within Hattiesburg city limits
Homebuyer education required: Yes

Free eligibility check

Up to $20,000 in assistance. Check if you qualify for City of Hattiesburg Down Payment Assistance.

Are you a first-time homebuyer?

Question 1 of 6

housebuyerguides

Step 1: Confirm you are a first-time homebuyer and meet HOME income eligibility requirements for the Hattiesburg area

Step 2: Contact the City of Hattiesburg Community Development Department at (601) 554-1006 or email cdbg@hattiesburgms.com

Step 3: Complete the required homebuyer education course through a HUD-approved counseling agency

Step 4: Provide documentation including proof of income, tax returns, employment verification, and identification

Step 5: Contribute a minimum of 1% of the purchase price from your own funds

Step 6: Work with the city to identify an eligible property within Hattiesburg city limits

Step 7: Upon approval, the forgivable loan is applied at closing toward your down payment and closing costs

Free eligibility check

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How soon are you looking to buy?

Question 1 of 6

housebuyerguides