City of Hattiesburg Down Payment Assistance
How much assistance
Up to $20,000 (Forgivable Loan)
Forgivable over a set period if buyer maintains the home as a primary residence
Eligibility
- Income limits: Must meet HOME income limits (varies by household size)
- First-time buyer required: Yes — Has not owned a home in the past 3 years
- Geographic restrictions: Property must be located within Hattiesburg city limits
- Homebuyer education required: Yes
How to Apply for City of Hattiesburg Down Payment Assistance
Step 1: Confirm you are a first-time homebuyer and meet HOME income eligibility requirements for the Hattiesburg area
Step 2: Contact the City of Hattiesburg Community Development Department at (601) 554-1006 or email cdbg@hattiesburgms.com
Step 3: Complete the required homebuyer education course through a HUD-approved counseling agency
Step 4: Provide documentation including proof of income, tax returns, employment verification, and identification
Step 5: Contribute a minimum of 1% of the purchase price from your own funds
Step 6: Work with the city to identify an eligible property within Hattiesburg city limits
Step 7: Upon approval, the forgivable loan is applied at closing toward your down payment and closing costs
Notes
HOME-funded program. Buyer must contribute a minimum of 1% of the purchase price from personal funds.