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City of Jackson 100 Homes Program

Administered by: City of Jackson · City · Forgivable Loan

Funding status: Active

How much assistance

$25,000 (Forgivable Loan)

Forgiven after 5 years of owner-occupancy. Must be repaid if sold or vacated before 5 years.

Eligibility

  • Income limits: Up to 120% of Area Median Income
  • Geographic restrictions: Must purchase a newly constructed home on City-owned lot within the City of Jackson
  • Homebuyer education required: Yes

How to Apply for City of Jackson 100 Homes Program

Step 1: Contact the City of Jackson to obtain a homebuyer packet and learn about current lot availability. Applicants are encouraged to also apply for an additional $10,000 in MSHDA down payment assistance.

Notes

Program aims to construct 100 new houses on vacant City-owned residential lots. $25,000 provided as a 5-year deferred loan/grant forgiven after 5 years of residency.

Cities Where This Program Is Available