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City of La Crosse Down Payment Assistance Program

Administered by:
City of La Crosse Community Development and Housing
· City · Grant
Funding status: Active

How much assistance

Up to 20% of purchase price (max $25,000)
Sign a 5-year owner-occupied deed restriction for grants of $1-$15,000; 10-year deed restriction for grants of $15,001-$25,000.

Eligibility

  • Income limits: At or below 120% County Median Income. Grant tiers: 80% CMI or less = up to 20% of purchase price; 81-100% CMI = up to 15%; 101-120% CMI = up to 10%.
  • First-time buyer required: Yes — Must be a first-time homebuyer as defined by HUD.
  • Geographic restrictions: Must purchase a home within the City of La Crosse.
  • Homebuyer education required: Yes

How to Apply for City of La Crosse Down Payment Assistance Program

Apply online at portal.neighborlysoftware.com/LACROSSEWI/Participant. Applicant must provide a cash contribution of $1,000 or 1% of purchase price (whichever is greater). Maximum total cash assets of $25,000. Must obtain a 30-year fixed rate mortgage. Must complete a HUD-approved first-time homebuyer education class.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)