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Get Matched Free →City of La Crosse Down Payment Assistance Program
Funding status: Active
How much assistance
Up to 20% of purchase price (max $25,000) (Grant)
Sign a 5-year owner-occupied deed restriction for grants of $1-$15,000; 10-year deed restriction for grants of $15,001-$25,000.
Eligibility
- Income limits: At or below 120% County Median Income. Grant tiers: 80% CMI or less = up to 20% of purchase price; 81-100% CMI = up to 15%; 101-120% CMI = up to 10%.
- First-time buyer required: Yes — Must be a first-time homebuyer as defined by HUD.
- Geographic restrictions: Must purchase a home within the City of La Crosse.
- Homebuyer education required: Yes
How to Apply for City of La Crosse Down Payment Assistance Program
Step 1: Apply online at portal.neighborlysoftware.com/LACROSSEWI/Participant. Applicant must provide a cash contribution of $1,000 or 1% of purchase price (whichever is greater). Maximum total cash assets of $25,000. Must obtain a 30-year fixed rate mortgage. Must complete a HUD-approved first-time homebuyer education class.
Notes
Funded with American Rescue Plan Act (ARPA) funds. Monthly mortgage payments cannot exceed 30% of applicant income. Ineligible properties include land contract, rent-to-own, and mobile homes.