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City of Memphis Down Payment Assistance Program

Administered by:
City of Memphis Division of Housing and Community Development
 · City · Forgivable Loan
Funding status: Active

How much assistance

Up to $25,000 or 10% of the sales price
Forgiven if the home remains the buyer's primary residence for 5-10 years, depending on the amount of assistance received.

Eligibility

  • Income limits: HIPC program: up to 200% AMI. Other programs vary by eligibility category.
  • First-time buyer required: No
  • Geographic restrictions: Property must be located within Memphis city limits or designated areas per program guidelines.
  • Homebuyer education required: Yes

How to Apply for City of Memphis Down Payment Assistance Program

Contact the Office of Down Payment Assistance at (901) 636-7474 or email dpa@memphistn.gov. Determine which program you qualify for: HIPC (designated areas), HIPP (police), HIPF (firefighters), or MSCS (school employees).

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)

Tennessee (1 city)