City of Mobile Down Payment Assistance Program

Administered by: City of Mobile Neighborhood Development Department · City · Forgivable Loan

Funding status: Active

How much assistance

Up to $10,000; up to $15,000 for blighted properties (Forgivable Loan)

Fully forgiven after 5 years of owner-occupancy as primary residence.

Eligibility

  • Income limits: Low to moderate income based on household size
  • First-time buyer required: Yes — Must be a first-time homebuyer.
  • Geographic restrictions: Property must be within the City of Mobile city limits.
  • Homebuyer education required: Yes

How to Apply for City of Mobile Down Payment Assistance Program

Step 1: Contact the City of Mobile Neighborhood Development Department. Complete a pre-purchase homeowner counseling and education course. Work with an approved lender to apply for the program.

Visit program website

Notes

Funded through the HUD HOME Investment Partnerships Program. Blighted property designation allows up to $15,000 in assistance.

Cities Where This Program Is Available