See programs you qualify for

Get Matched Free →

City of Mobile Down Payment Assistance Program

Administered by:
City of Mobile Neighborhood Development Department
· City · Forgivable Loan
Funding status: Active

How much assistance

Up to $10,000; up to $15,000 for blighted properties
Fully forgiven after 5 years of owner-occupancy as primary residence.

Eligibility

  • Income limits: Low to moderate income based on household size
  • First-time buyer required: Yes — Must be a first-time homebuyer.
  • Geographic restrictions: Property must be within the City of Mobile city limits.
  • Homebuyer education required: Yes

How to Apply for City of Mobile Down Payment Assistance Program

Contact the City of Mobile Neighborhood Development Department. Complete a pre-purchase homeowner counseling and education course. Work with an approved lender to apply for the program.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)