City of Parma Down Payment Assistance Program

Administered by: City of Parma / Believe Mortgage (CHN Housing Partners) · City · Deferred Loan

Funding status: Active

How much assistance

Up to 10% of the purchase price, capped at $20,900 (Deferred Loan)

Deferred, subordinated loan repayable upon sale, transfer of title, or refinance.

Eligibility

  • Income limits: At or below 80% of Area Median Income
  • First-time buyer required: No
  • Geographic restrictions: Must purchase within Parma city limits
  • Homebuyer education required: Yes

How to Apply for City of Parma Down Payment Assistance Program

Step 1: Apply through Believe Mortgage at believemortgage.org. Free homebuyer education classes offered through CHN Housing Partners.

Notes

City of Parma partnered with Cuyahoga County on this program. Administered by Believe Mortgage (CHN Housing Partners, a CDFI).

Cities Where This Program Is Available