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City of Lakes Community Land Trust Homeownership

Administered by:

City of Lakes Community Land Trust
· Nonprofit · Deferred Loan

Funding status: Active

How much assistance

Subsidized purchase price; typical CLCLT subsidy averages tens of thousands per home

CLCLT retains ownership of the land while the buyer owns the home. On resale, the home must be sold to another income-qualified buyer at a formula price that preserves affordability.

Eligibility

  • Income limits:
    Designed for low- to moderate-income households, generally at or below 80% Area Median Income.
  • First-time buyer required: No
  • Geographic restrictions:
    Properties available within Minneapolis city limits.
  • Homebuyer education required: Yes

How to Apply for City of Lakes Community Land Trust Homeownership

Step 1: Contact CLCLT to attend a buyer orientation. Buyers complete homebuyer education, financial readiness counseling, and a CLCLT-specific orientation before being placed on the buyer list. CLCLT homes are then offered as they become available.

Notes

CLCLT has placed 370+ households into permanently affordable homeownership in Minneapolis. Buyers should expect a longer process than market purchase due to inventory availability.

Cities Where This Program Is Available