Cleveland Neighborhood Transformation Initiative (NTI) DPA

Administered by: City of Cleveland Department of Community Development · City · Forgivable Loan

Funding status: Active

How much assistance

Up to $20,000 toward down payment and closing costs (Forgivable Loan)

Deferred second mortgage at 0% interest, forgiven after 5 years of owner-occupancy.

Eligibility

  • Income limits: No income restriction. Buyers at or below 120% AMI must provide 3% down payment; buyers above 120% AMI must provide 5%.
  • First-time buyer required: No
  • Geographic restrictions: Must purchase a new-construction or newly renovated home in an NTI-designated neighborhood: Glenville-Circle North, Buckeye-Woodhill, East 79th Street corridor, or Clark-Fulton.
  • Homebuyer education required: No

How to Apply for Cleveland Neighborhood Transformation Initiative (NTI) DPA

Step 1: Contact the City of Cleveland Department of Community Development for current availability and application details. Program is tied to specific neighborhood revitalization areas.

Visit program website

Notes

NTI program began in 2017. Geographic restrictions apply — only homes in designated NTI neighborhoods are eligible. No income cap but down payment contribution varies by income level.

Cities Where This Program Is Available