See programs you qualify for
Get Matched Free →Lake County Down Payment Assistance Program (CPAH)
Funding status: Active
How much assistance
Up to $13,999 (Deferred Loan)
0% interest deferred second loan with no monthly payments. Forgives 1/60th per month beginning 60 days after closing, fully forgiven after 5 years of owner-occupancy.
Eligibility
- Income limits: At or below 80% Area Median Income — confirm current limits with CPAH.
- First-time buyer required: Yes — Has not owned a home in the past three years.
- Geographic restrictions: Home must be located in Lake County, Illinois.
- Homebuyer education required: Yes
How to Apply for Lake County Down Payment Assistance Program (CPAH)
Step 1: Apply through Community Partners for Affordable Housing (CPAH). Complete HUD-approved homebuyer education (the Lake County Housing Authority offers it free). Work with an IHDA-participating lender if layering state assistance.
Notes
Funded via HUD HOME dollars through the Lake County Consortium. Verify current funding availability with CPAH before making an offer.