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Lake County Down Payment Assistance Program (CPAH)

Administered by:
Community Partners for Affordable Housing (CPAH)
· County · Deferred Loan
Funding status: Active

How much assistance

Up to $13,999
0% interest deferred second loan with no monthly payments. Forgives 1/60th per month beginning 60 days after closing, fully forgiven after 5 years of owner-occupancy.

Eligibility

  • Income limits: At or below 80% Area Median Income — confirm current limits with CPAH.
  • First-time buyer required: Yes — Has not owned a home in the past three years.
  • Geographic restrictions: Home must be located in Lake County, Illinois.
  • Homebuyer education required: Yes

How to Apply for Lake County Down Payment Assistance Program (CPAH)

Apply through Community Partners for Affordable Housing (CPAH). Complete HUD-approved homebuyer education (the Lake County Housing Authority offers it free). Work with an IHDA-participating lender if layering state assistance.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (7 cities across 1 state)