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Cumberland County Down Payment and GAP Assistance Program

Administered by:
Cumberland County Community Development
· County · Forgivable Loan
Funding status: Active

How much assistance

Down Payment Assistance (DAP) up to $5,000; GAP Loan up to $20,000; or up to $25,000 when DAP and GAP are combined
DAP forgiven over 10 years.

Eligibility

  • Income limits: Must be a low-income household as defined by HUD guidelines.
  • First-time buyer required: Yes — Must not have owned a home within the past 3 years.
  • Geographic restrictions: Home must be purchased in Cumberland County, outside the City limits of Fayetteville. Property must be used as principal residence.
  • Homebuyer education required: Yes

How to Apply for Cumberland County Down Payment and GAP Assistance Program

Contact Kingdom CDC at 910-606-3388 to sign up for the Home-buyer Workshop. Complete the workshop and obtain your certificate. Contact a local lender to determine mortgage qualification. Apply through Cumberland County Community Development.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)