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DC Open Doors

By Tyler Thompson · Licensed Real Estate Agent

Administered by:
DC Housing Finance Agency (DCHFA)
· State · Zero-Interest Loan
Funding status: Active

How much assistance

Covers the buyer's full required minimum down payment (3% or 3.5% options depending on loan type)
0% deferred, non-amortizing loan with no monthly payments and a 30-year term. Due on sale or any transfer of the property, or on refinance of the first trust mortgage.

Eligibility

  • Income limits: Up to $275,400 (170% of area median income), counting the borrower's income only.
  • First-time buyer required: No
  • Credit score minimum: 640
  • Geographic restrictions: Homes in the District of Columbia. No maximum sales price; maximum first trust loan $1,249,125. Paired with a DCHFA below-market first trust mortgage (FHA max DTI 45%).
  • Homebuyer education required: No

Learn More About Homebuying in District of Columbia

Available Statewide In