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DC4ME (DC Government Employee Homebuyer Program)

By Tyler Thompson · Licensed Real Estate Agent

Administered by:
DC Housing Finance Agency (DCHFA)
· State · Zero-Interest Loan
Funding status: Active

How much assistance

Optional 3% down payment assistance (on VA loans, 3% for closing costs or prepaids)
0% deferred subordinate loan.

Eligibility

  • Income limits: Up to $275,400 household income (170% of area median income).
  • First-time buyer required: No
  • Credit score minimum: 640
  • Geographic restrictions: Homes in the District of Columbia. For current full-time DC government employees, plus employees of eligible DC instrumentalities, independent agencies and public charter schools on DCHFA's employer list. Paired with a reduced-rate DCHFA first trust mortgage.
  • Homebuyer education required: No

Learn More About Homebuying in District of Columbia

Available Statewide In