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Decatur Area Habitat for Humanity Homeownership Program

Administered by: Decatur Area Habitat for Humanity · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable home with 0% interest mortgage (no down payment required) (Zero-Interest Loan)

Homebuyer partners build sweat equity and purchase the home with a 0% interest mortgage priced at or below appraised value (sold at no profit).

Eligibility

  • Income limits: Low-to-moderate income households demonstrating need, ability to pay, and willingness to partner.
  • First-time buyer required: No
  • Geographic restrictions: Serves Macon County, Illinois including Decatur.
  • Homebuyer education required: Yes

How to Apply for Decatur Area Habitat for Humanity Homeownership Program

Step 1: Apply through Decatur Area Habitat for Humanity at 932 East Wood Street, Decatur, IL 62521. Phone: 217-425-6446. A $700 deposit is required with the application. Most Habitat homes are 3 bedrooms with 1.5 baths or 4 bedrooms with 2 baths.

Cities Where This Program Is Available