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Detroit Down Payment Assistance Program

Administered by:
City of Detroit Housing and Revitalization Department
· City · Grant
Funding status: Active

How much assistance

Up to $25,000
Grant with 3-year primary residency requirement. No repayment required if residency requirement is met.

Eligibility

  • Income limits: Household income at or below 80% of Area Median Income (AMI) as published by HUD for the City of Detroit.
  • First-time buyer required: Yes — Must not have held marketable interest in property for the last 3 years.
  • Geographic restrictions: Must purchase a 1-2 unit property within the City of Detroit.
  • Homebuyer education required: Yes

How to Apply for Detroit Down Payment Assistance Program

Complete a HUD-approved Homebuyer Education course. Get pre-qualified by a lender. Find a home and get a signed purchase agreement. Apply online at detroitmi.gov/DPA. Must contribute a minimum of $1,000 toward the purchase. Must have lived in the City of Detroit for the last 12 months, or prove you lost a home to property tax foreclosure within Detroit between 2010 and 2016.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)