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Get Matched Free →City of Dubuque First-Time Homebuyer Loan Program
Funding status: Active
How much assistance
Up to $5,000 zero-interest loan (or up to $25,000 for households under 30% AMI)
$5,000 loans repaid over maximum 8-year term. $25,000 loans deferred for 5 years, then repaid at $60/month over a 35-year term.
Eligibility
- Income limits: Must fall under 80% AMI. Enhanced $25,000 tier reserved for households under 30% AMI.
- First-time buyer required: Yes — Must be a first-time homebuyer (has not owned a home in the past three years).
- Geographic restrictions: Property must be located within City of Dubuque limits.
- Homebuyer education required: Yes
How to Apply for City of Dubuque First-Time Homebuyer Loan Program
Contact the City of Dubuque Housing & Community Development Department at (563) 589-4239. Complete the Finally Home! homebuyer readiness course, gather required income documentation, and work with a participating lender. Property must be inspected by the City's Rehabilitation Programs Inspector before loan approval.
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