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Dubuque and Jackson Counties Habitat for Humanity Homeownership Program

Administered by:
Dubuque and Jackson Counties Habitat for Humanity
· Nonprofit · Zero-Interest Loan
Funding status: Active

How much assistance

Affordable zero-interest mortgage on a newly built or rehabilitated Habitat home
Mortgage is typically structured as a zero-interest, affordable-payment loan. Home remains the family's to own once payments are complete.

Eligibility

  • Income limits: Must demonstrate need for decent, affordable housing and show ability to pay an affordable mortgage. Income guidelines set by local Habitat affiliate based on household size and AMI.
  • First-time buyer required: No
  • Geographic restrictions: Serves Dubuque County and Jackson County, Iowa. Current focus includes a 14-home pocket neighborhood under development in Dubuque.
  • Homebuyer education required: Yes

How to Apply for Dubuque and Jackson Counties Habitat for Humanity Homeownership Program

Complete a homeownership application with Dubuque and Jackson Counties Habitat for Humanity at 900 Jackson St, Dubuque. Call (563) 556-2195 or email director@habitatdjc.org. Selection is based on level of need, ability to pay, and willingness to partner with Habitat. Accepted applicants contribute 200-300 hours of sweat equity helping build their home and attend homeownership education classes.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)