This program runs on a seasonal schedule. Applications and funding may only be available during part of the year.
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Get Matched Free →Dupaco FHLB Des Moines Home$tart Grant
Funding status: Seasonal
How much assistance
Up to $7,500 (Home$tart) or up to $15,000 (Home$tart Plus)
Five-year deed restriction. Buyer must live in the home for at least five years to avoid pro-rata repayment if sold within the restriction term.
Eligibility
- Income limits: Must be at or below 80% of the area median income.
- First-time buyer required: Yes — Must not have owned a home in the past three years.
- Geographic restrictions: Available through Dupaco in Dubuque and its service area across Iowa, northwest Illinois, and southwest Wisconsin. Subject to annual FHLB Des Moines funding availability.
- Homebuyer education required: Yes
How to Apply for Dupaco FHLB Des Moines Home$tart Grant
Contact Dupaco's mortgage department at 800-373-7600 to check current-year funding availability and reserve funds. FHLB Des Moines does not accept applications directly from homebuyers — you must apply through a participating member like Dupaco. Funds are typically released annually and run out quickly.
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