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Get Matched Free →Dupaco HomeReady Down Payment Assistance
Funding status: Active
How much assistance
$2,500 credit toward down payment and closing costs (Grant)
Grant credit applied at closing — no repayment required when used with Fannie Mae HomeReady mortgage.
Eligibility
- Income limits: Must meet Fannie Mae HomeReady income limits (typically at or below 80% AMI for the area).
- First-time buyer required: No
- Credit score minimum: 620
- Geographic restrictions: Available to eligible buyers in Dupaco's service area, which includes Dubuque and surrounding counties across Iowa, northwest Illinois, and southwest Wisconsin.
- Homebuyer education required: Yes
How to Apply for Dupaco HomeReady Down Payment Assistance
Step 1: Contact Dupaco's mortgage lending team at 800-373-7600 to confirm eligibility and begin an application for a Fannie Mae HomeReady mortgage. The $2,500 credit is applied at closing once the HomeReady loan is approved.
Notes
Program offered in partnership with Fannie Mae. Verify current income limits and availability with Dupaco before relying on assistance amount.