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Dupaco HomeReady Down Payment Assistance

Administered by:
Dupaco Community Credit Union
· Nonprofit · Grant
Funding status: Active

How much assistance

$2,500 credit toward down payment and closing costs
Grant credit applied at closing — no repayment required when used with Fannie Mae HomeReady mortgage.

Eligibility

  • Income limits: Must meet Fannie Mae HomeReady income limits (typically at or below 80% AMI for the area).
  • First-time buyer required: No
  • Credit score minimum: 620
  • Geographic restrictions: Available to eligible buyers in Dupaco's service area, which includes Dubuque and surrounding counties across Iowa, northwest Illinois, and southwest Wisconsin.
  • Homebuyer education required: Yes

How to Apply for Dupaco HomeReady Down Payment Assistance

Contact Dupaco's mortgage lending team at 800-373-7600 to confirm eligibility and begin an application for a Fannie Mae HomeReady mortgage. The $2,500 credit is applied at closing once the HomeReady loan is approved.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)