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Get Matched Free →DuPage Homestead Program
Funding status: Active
How much assistance
Reduced-interest first mortgage plus an interest-free second mortgage
Interest-free 2nd mortgage. Repaid only at sale, refinance, or when no longer the primary residence.
Eligibility
- Income limits: Low- to moderate-income first-time buyers; limits vary by household size.
- First-time buyer required: Yes — No applicant has owned a principal residence in the past 3 years.
- Credit score minimum: 660
- Geographic restrictions: DuPage County, Illinois. NOT available in Aurora or Bolingbrook. Must be a single-family home, condo, townhouse, or half of a duplex (no multifamily). Home must pass DuPage County Housing Quality Standards inspection.
- Homebuyer education required: Yes
How to Apply for DuPage Homestead Program
Attend a Gateway to Homeownership Orientation or DHOC Homebuyer Education class before beginning the application. Apply through HOME DuPage (DHOC) and work with an approved participating lender. Contact HOME DuPage to confirm current purchase price limits and income caps.
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