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DuPage and Chicago South Suburbs Habitat for Humanity

Administered by: DuPage and Chicago South Suburbs Habitat for Humanity · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Below-market home with 0% interest Habitat mortgage (Zero-Interest Loan)

0% interest loan held by Habitat. Borrower pays only the subsidized cost of the home over the term of the loan.

Eligibility

  • Income limits: Typically 30-80% Area Median Income.
  • First-time buyer required: No
  • Geographic restrictions: Serves DuPage County and the Chicago South Suburbs region of Cook County, Illinois. Affiliate is based in Wheaton, IL.
  • Homebuyer education required: Yes

How to Apply for DuPage and Chicago South Suburbs Habitat for Humanity

Step 1: Apply through DuPage Habitat for Humanity. Complete sweat-equity hours, homebuyer education, and financial counseling. Visit the Naperville ReStore or contact the affiliate directly to learn about current build opportunities.

Notes

Operates a ReStore in Naperville along with Addison and Oak Forest locations. Nonprofit Christian housing organization. Updated 2026-04-16: renamed to reflect the full service area (DuPage + Chicago South Suburbs) after affiliate merger.

Cities Where This Program Is Available